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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Mortgage Warehouse

Access to flexible funding solutions with attractive pricing and excellent terms.

Get the expertise and funding mortgage companies need to grow.

  • Easy access to flexible funding solutions
  • Warehouse lending based in Georgia services all 50 states
  • Expand your scope in your own backyard or coast-to-coast
  • Strong capital base and asset quality with abundant liquidity
  • 3-step approval process with maximum 2-week turnaround
  • Hands-on training to request funds and note shipment and settlement
  • Extended funding cutoff times on same-day transactions

Emerging Banker Checklist

Ready to make the move to mortgage banker? Move forward faster with hands-on training from the experts at PCB Bank. Start with our checklist:

☐ Have you applied for and/or received your lender's license?

☐ Have you applied for your MERS number?1

☐ Do you have a QC policies and procedures plan? 

☐ Do you have a QC audit company?2

☐ Do you plan to use a fulfillment company?2

☐ Do you have audited financials?2

☐ Have you applied for correspondent approval with your investors? If so, who will your investors be? 

☐ Do you have your E&O (errors and omissions) insurance and a fidelity bond?

3-Step Approval Process

  1. Application. Complete and submit application, Personal Financial Statement, Business and Personal 4506-C, and W-9 to PCB Bank.
  2. Submission Review. PCB Bank offers a quick turn time for approval, two weeks or less on average.
  3. Approval. Once approved, you'll receive hands-on training on our system to request funds, note shipment and settlement.

1While PCB Bank requires only a "Lite" membership, we encourage you to check with your investors on their requirements.

2Not initially required. Please check with your investors on their requirements.

Bank online or on the go.

Check your balance, transfer funds, pay bills – whatever needs doing, you’ll have the online banking and mobile tools to get it done. 

Tips and tools to bank safe and easy.